Fee-only financial planners are registered investment advisors with a fiduciary responsibility to act in their client’s best interest. They do not accept fees and compensation based on product sales. Fee-only advisors have fewer inherent conflicts of interest, and they generally provide more comprehensive advice.

At Wealthspan, we’ve chosen to operate as a true fiduciary, which means we are legally bound to make decisions in your best interest.

It is the gold standard of designations in the financial planning industry. It identifies those individuals who meet the stringent education, examination, experience, and ethics requirements in addition to adhering to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence.

The Certified Investment Management Analyst® (CIMA®) certification is the peak international, technical portfolio construction certification program designed for investment consultants, researchers, advisors and wealth management professionals. It demonstrates that individuals have completed and adhered to the “four E’s”: Experience, Education, Examination and Ethics. The CIMA® stands out among other financial certifications for its effective emphasis on the combination of theory and practical application, and trains professionals who have the specialized knowledge and experience to properly guide you through complex financial challenges.

Certified Private Wealth Advisor® (CPWA®) certification is an advanced professional certification for advisors who serve high-net-worth clients. It’s designed for seasoned professionals who seek the latest, most advanced knowledge and techniques to address the sophisticated needs of clients with a minimum net worth of $5 million. Unlike credentials that focus specifically on investing or financial planning, the CPWA® certification program takes a holistic and multidisciplinary approach to include executive compensation, estate planning, wealth transfer, small business ownership structure and tax planning.

A "retirement management advisor" (RMA) is a financial professional who specializes in creating personalized retirement income plans for clients, focusing on mitigating risk and ensuring a secure retirement by managing investments, considering Social Security benefits, and navigating complex tax considerations related to retirement income; essentially, they are experts in helping individuals navigate the intricacies of retirement planning to achieve their desired lifestyle in their later years.

No, we offer a complimentary introductory meeting in which we get acquainted with you, learn about your goals and aspirations, and determine the next steps in our relationship.